Reformeer

Finance — Church Accounting

Church accounting,
done properly.

A cloud-native double-entry ledger for Reformed congregations. AI reconciles your bank statements, members tithe online, books stay audit-ready. No desktop install, no annual upgrade, no separate membership program.

Multi-leg journal entriesAI bank reconciliationPaystack online givingPOPIA-compliant audit trail

R995/month per council · no contracts · cancel anytime

01 — Ledger

A real double-entry ledger.

Every transaction is a parent with one or more balanced legs (debit and credit) against a bank account or chart-of-accounts line. Legs must balance before posting. Every report — trial balance, income statement, balance sheet — ties back to source.

Custom chart of accounts per council — income, expense, asset, liability, equity
Multi-leg journal entries — split a single payment across multiple categories
Account types: bank, COA — all reconciled in one ledger
Trial balance, income statement, balance sheet auto-generated
Period-on-period comparison — month-over-month, year-over-year
Per-row review before commit — nothing is auto-posted

02 — Bank statements

Drop in any bank statement. The AI does the rest.

Upload a CSV, PDF, or Excel statement from any bank. Column layout, date format, and decimals are detected automatically — no manual mapping. The AI suggests a chart-of-accounts category and matching member for every row. A finance officer reviews before posting; nothing auto-commits.

Tested across South African bank formats

ABSAFNBCapitecNedbankStandard BankInvestecTymeBankDiscovery Bank

Format detection is AI-driven — any other CSV, PDF, or Excel layout works without custom templates. Around 90% of transactions are classified automatically; the remaining 10% are surfaced for review.

03 — Envelope budgeting

Ring-fence funds the way deacons actually need them.

Reformed congregations rarely run on a single pot — building fund, missions, benevolence, diaconal funds. Reformeer models these as envelopes: income legs flow in, expense legs deduct, balances are always visible. Envelope balances reconcile against the corresponding equity line, so books and ring-fencing stay in lockstep.

04 — Online giving

Online tithes that flow straight to your church's bank account.

Per-council Paystack subaccount — Reformeer never holds your funds. Once-off via card, EFT, instant EFT, SnapScan, or mobile, or recurring monthly via Paystack subscriptions. Every transaction reconciles against the ledger automatically. Year-end itemised statement for every member.

05 — Migrating from a legacy system

Bring your books across in one upload.

Many congregations still run on Windows desktop accounting with annual licence fees, or on split membership/finance programs that never quite talk. Reformeer replaces both. Migration is a one-time event:

Trial balance import

Export your existing trial balance to CSV or Excel. Reformeer detects the column layout (account, debit, credit) automatically and creates the opening-balance journal entries.

Journal entry bulk import

Need to bring across historical detail too? Upload accumulated journal entries as CSV or Excel — Reformeer parses, validates that debit equals credit per entry, and posts them en masse.

Member data import

Send us your existing member data in any format (CSV, Excel, exports from older systems) and our team handles the import into Office — no manual prep required.

06 — Audit & POPIA

Audit-ready by default.

Every transaction records its source (bank upload, manual entry, journal import, Paystack webhook), the user, and timestamps. Edits create new audit records — nothing overwritten. Tithe legs trace to the giving member. Per-council isolation, role-based access (Finance separate from Elder, Deacon, Pastor, Admin), encrypted at rest on Google Cloud with daily backups.

07 — Cloud-native

No installation. No upgrades. Any device.

Reformeer runs in the browser. The treasurer posts a journal from a laptop on a Sunday afternoon; an elder checks the building-fund balance from a phone in a council meeting; an auditor logs in from anywhere with read-only access. No Windows-only constraint, no "update before you can open this file", no annual licence cycle. You always have the latest version.

Financial insights

Period-on-period tables compare this month's tithes against last, this year's benevolence spend against last year's. Always live — no monthly export ritual.

R995/month per council.

Office + Finance, unlimited users. No contracts.

Register church

Built for Reformed denominations

GKSA·APK·VGKSA·PCA·OPC·URCNA·FRCNA·RPCNA·FCS·and any other Reformed congregation

© 2026 Reformeer (Pty) Ltd