Question 1

Is Reformeer Finansies a real double-entry accounting system?

Accepted Answer

Yes. Every transaction in Reformeer is stored as a parent transaction with one or more balanced legs (debit and credit). This is true double-entry bookkeeping, not a simplified income/expense tracker. Each leg is associated with either a bank account or a chart-of-accounts line, and the platform enforces the invariant that legs balance to zero before a transaction is posted. This produces an audit-ready ledger that maps cleanly to standard accounting reports (trial balance, income statement, balance sheet).

Question 2

Can Reformeer reconcile bank statements from any South African bank?

Accepted Answer

Yes. Drop in a CSV, PDF, or Excel statement from any bank. Reformeer detects the column layout, date format, and decimal separator automatically using a Gemini AI call, no manual template setup or column mapping is required. This works for ABSA, FNB, Capitec, Nedbank, Standard Bank, and any other format the AI can parse, including PDF statements where columns aren't strictly tabular. After extraction, the AI also suggests a chart-of-accounts category and a matching member for every transaction; a finance officer reviews each suggestion before posting, nothing is auto-committed.

Question 3

How does envelope budgeting work in Reformeer Finansies?

Accepted Answer

Envelopes ring-fence funds for specific purposes: typical examples are a building fund, missions fund, benevolence fund, or any diaconal fund a church council wants to track separately. Income legs can be allocated to a specific envelope (e.g. a special offering for the building fund), and expense legs deduct from the envelope's balance. The per-envelope balance is always visible and is reconciled against the corresponding chart-of-accounts equity line. This solves the Reformed congregational use case where deacons steward restricted funds that must remain ring-fenced from general operating income.

Question 4

Can we migrate from a legacy desktop accounting program to Reformeer?

Accepted Answer

Yes, and you don't have to do the work yourself. Send us whatever you have (member registers, trial balance, historical journal entries) in any format: CSV, Excel, exports from older Windows-based desktop tools, or even a PDF or scan, and our team handles the migration into Reformeer. For councils that prefer self-service: trial balances import via CSV or Excel (no rigid template required) and Reformeer creates the opening-balance journal entries; journal entry bulk imports validate that debit equals credit per entry before posting.

Question 5

Does Reformeer handle online tithes and recurring giving?

Accepted Answer

Yes. Reformeer integrates with Paystack and provisions a per-council Paystack subaccount, so contributions flow directly into the church's own bank account: Reformeer never touches the funds. Members can give once-off via card, EFT, instant EFT, SnapScan, or mobile, or set up recurring monthly tithe contributions. Every Paystack transaction is captured via webhook and reconciled against the ledger. Members get an automatic year-end contribution statement.

Question 6

What kind of audit trail does Reformeer provide?

Accepted Answer

Every transaction records its source (bank statement upload, manual entry, journal import, Paystack webhook), the user who created or last edited it, and timestamps for both. Every leg traces from its parent transaction to either a bank account row or a chart-of-accounts line, and, for tithe income legs, to the specific member who gave. Edits create new audit records rather than overwriting old ones. The platform is POPIA-compliant: data is isolated per church council, access is role-based (Finance role separate from Elder, Deacon, Pastor, Admin), and all data is encrypted at rest on Google Cloud with daily backups.

Church accounting,
done properly.

A real double-entry ledger.

Drop in any bank statement. The AI does the rest.

Ring-fence funds the way deacons actually need them.

Online tithes that flow straight to your church's bank account.

Bring your books across in one upload.

Trial balance import

Journal entry bulk import

Member data import

Audit-ready by default.

No installation. No upgrades. Any device.

Financial insights

What councils are saying.

R995/month per church.

Church accounting,done properly.